At a Glance
Now that you understand how the general payment structure of our program works, let’s take a look at a few examples of what an agreement with Unison looks like over the course of time that you are living in your home. Keep in mind, since our program isn’t a loan, and doesn’t have a fixed interest rate. This should help you get a better feel for different ways the program can work in the long run, and how it can be beneficial for you and your situation.
Do I always benefit?
Here, we’ll take a look at what happens when your home’s value goes up, down, and stays the same after you’ve started a HomeOwner agreement. You’ll notice that depending on the amount of equity you choose to access in the beginning, how much you benefit in the end changes.
- The home’s value at the start of the Agreement is $500,000
- The cash provided to the client is $50,000 (“the Unison Initial Payment”) and the amount of appreciated value to be received by Unison after the home is sold (“The Investor Percentage”) is 40%
- The home is sold ten years after the Unison HomeOwner Agreement is made.
At the start
Then lets say 10 years after we begin working together, you decide to sell your home. In all situations, you benefit:
Share this Post